Although it isn’t a legislated requirement to report a missing Social Security card this does not mean that your shouldn’t report it, especially if it has been stolen or you suspect that it has been stolen.
Different Ways To Report And Replace SS Cards
It is absolutely essential to apply for a replacement card as soon as possible. You can report and replace a Social Security card in the following ways:
1. The Federal Trade Commission
Go online to the Federal Trade Commission and select the “Identity Theft” tab if you think that your card has been stolen or that your personal information has been compromised or used fraudulently. Fill in all the required information and submit. While the Federal Trade Commission does not investigate cases of identity theft, it can lead to an investigation being opened. If you have simply lost or misplaced the card, do not report it as stolen or for identity theft.
2. Report It To The Police
It is only necessary to report a lost Social Security Card to the police if it has been stolen. It is best to do so sooner rather than later. The police will provide you with a case number and in the case of evidence of identity theft or fraudulent use of your Social Security number, open an investigation into the matter.
3. Credit Agencies Or Bureaus
Report the lost or stolen card to the relevant credit agencies. They will put out an alert on your Social Security card that will stay in place for 90 days in order to prevent fraudulent credit, loan or other finance applications from being approved. You may want to check up with the credit agencies from time to time to see if there has been any fraudulent activity.
It is best to apply for another alert on your Social Security number once the 90 days has expired and there is evidence of identity theft or fraudulent activity. You may want to provide this type of evidence to the Federal Trade Commission as well as to the police to aid them in their investigation into the matter.
4. Social Security Administration
It is advisable to apply for a replacement Social Security card if it has been lost or stolen. You can apply online or you can apply in person at your local Social Security Office. By applying for a new card, you are automatically reporting that your Social Security card is missing. However, it may be necessary to inform the Social Security Administration if the card was stolen and if there has been evidence of fraud or identity theft.
You will need to provide the required information as well as supporting documentation in order to successfully apply online or in person. If the necessary information is not provided, you will not receive a new card. Contact the Social Security Administration or local office if you have not received a new card to find out the reason. You can then provide any additional information or may be required to reapply.
In the event that you are a victim of identity theft, it is recommended to apply for a new Social Security number and not just a replacement card. This will ensure that future fraudulent acts cannot be perpetrated on your new number and that the old number is effectively cancelled. You may need to provide evidence of fraud, identity theft or supply a case number from the police in order to apply for a new Social Security number. You will need to provide your new social security number to all your existing creditors, the IRS and any other persons or entities that may require the change in information.
In addition, you may want to report the theft of the card to the IRS (Internal Revenue Service) to prevent fraudulent tax return submissions. The Internet Crime Complaint Center should also be informed of a stolen Social Security card in order to keep your name clear of fraudulent activity.
It is absolutely essential to be aware of the rise in identity theft and what to do in the event that you become a victim. Remember to know about Application Filing Services and also to keep your Social Security card and number safe, secure and secret as all times.